PLN fixed interest traditional deposit |
deposit amount in PLN |
1 week** |
2 weeks** |
1 month |
3 months |
6
months |
12 months |
2.000 - 4.999,99 |
1.80% |
2.00% |
2.80% |
3.50% |
3.60% |
3.70% |
5.000 - 9.999,99 |
1.80% |
2.00% |
2.80% |
3.50% |
3.60% |
3.70% |
from 10.000 |
1.80% |
2.00% |
2.80% |
3.50% |
3.60% |
3.70% |
For deposits over 25.000 PLN |
Interest possible to be negotiated* |
1-month, 3-month, 6-month and 12-month deposits opened via db easyNET and Teleserwis bear interest higher by 0.25% in relation to the standard interest rates. |
* - Deposit is accepted as based on conditions and regulations concerning negotiable deposit for natural persons |
Other conditions |
Minimum amount |
2.000,- PLN |
Type of interest rate |
fixed |
Interest for disposal |
after deposit maturity |
Interest lowered |
1% after 3 months of agreed period duration |
Renewal |
for the same period, based on conditions valid on the day of renewal |
Attention! |
** deposits available only via Internet and Teleserwis |
PLAN PREMIUM deposit |
Deposit amount in PLN |
Interest |
100 - 1.999,99 |
3.60% |
2.000 - 4.999,99 |
3.70% |
5.000 - 9.999,99 |
3.80% |
from 10.000 |
4.00% |
Interest of the deposit opened via db easyNET and Teleserwis is higher by 0.25% in relation to the standard interest rates. |
Other conditions |
Minimum deposit amount |
100,- PLN |
Minimum payment amount to the deposit |
100,- PLN |
Type of interest rate |
flexible |
Interest capitalisation |
yearly |
Deposit duration time |
4 years |
Deposit closure before 4 years |
0% in case of deposit closure before 6 months of deposit duration
in case of deposit closure after 6 months of deposit duration - interest in full amount |
Additional payment to a deposit within its duration period |
Possible |
Deposit withdrawal within its duration period |
Possible (withdrawal commission: 5 PLN) |
Premium for saving |
2% of the amount of added interest after 1 year of deposit duration
4% of the amount of added interest after 2 year of deposit duration
6% of the amount of added interest after 3 year of deposit duration
10% of the amount of added interest after 4 year of deposit duration |
Renewal |
Automatic, on conditions valid on a day of renewal |
Foreign currency fixed-interest term deposits |
USD |
period / amount in USD |
1 month |
3 months |
6
months |
12 months |
1.000 - 4.999,99 |
0,30% |
0,50% |
0,80% |
1,00% |
from 5.000 |
0,30% |
0,50% |
0,80% |
1,00% |
EUR |
period / amount in EUR |
1 month |
3 months |
6
months |
12 months |
1.000 - 4.999,99 |
0,90% |
1,00% |
1,50% |
1,50% |
from 5.000 |
0,95% |
1,50% |
1,50% |
1,50% |
GBP |
period / amount in GBP |
1 month |
3 months |
6
months |
12 months |
1.000 - 4.999,99 |
0,75% |
0,75% |
0,75% |
0,75% |
from 5.000 |
1,00% |
1,00% |
1,00% |
1,00% |
CHF |
period / amount in CHF |
1 month |
3 months |
6
months |
12 months |
1.000 - 4.999,99 |
0,75% |
0,75% |
0,75% |
0,75% |
from 5.000 |
1,00% |
1,00% |
1,00% |
1,00% |
For deposits in amount over USD 10.000, EUR 10.000, CHF 10.000, GBP 10.000 or PLN 50.000 in other currency accepted by Bank |
Possibility to negotiate terms and conditions of a deposit |
Other conditions |
Minimum amount |
1.000 USD / 1.000 EUR / 1.000 CHF / 1.000 GBP |
Type of interest rate |
Fixed |
Interest for disposal |
interest for disposal after deposit term end |
Interest lowered |
deposit closure before 3 months - 0.00 %
deposit closure w USD after 3 months - 0,10 %
deposit closure w EUR after 3 months - 0.10 %
deposit closure w CHF after 3 months - 0.10 %
deposit closure w GBP after 3 months - 0.10 %
|
Renewal |
for the same period, based on conditions valid on the day of renewal |
PLN account interest |
db Fokus |
up to 4 999,99 |
0.00% |
5000 - 9 999,99 |
0.00% |
10 000 - 49 999,99 |
0.00% |
from 50 000 |
0.00% |
Minimum amount required for interest calculation |
N/A |
Minimum amount of monthly account payments |
PLN 3 000 |
Interest capitalisation |
at the end of every quarter |
Type of interest rate |
flexible |
db Konto |
0.00% |
Minimum amount required for interest calculation |
PLN 200 |
Minimum amount of monthly account payments |
PLN 1 000 |
Interest capitalisation |
at the end of every quarter |
Type of interest rate |
flexible |
db Start, db Junior |
0.00% |
Minimum amount required for interest calculation |
PLN 200 |
Minimum amount of monthly account payments |
- |
Interest capitalisation |
at the end of every quarter |
Type of interest rate |
flexible |
Auxiliary account |
Yearly interest |
0.00 % |
Minimum amount required for interest calculation |
N/A |
Interest capitalisation |
N/A |
Type of interest rate |
flexible |
Auxiliary investment account |
Auxiliary investment account conditions (respective of type of the Client and currency) are identical as for personal account, foreign currency account or current account for business |
Interest for foreign currency accounts |
Currency |
USD, EUR, GBP, CHF, JPY, HUF, CZK, NOK, SEK, DKK, AUD, CAD |
Account interest |
0.00% |
Other conditions |
Type of interest rate |
flexible |
Interest capitalisation period |
at the end of every year |
BRI - investment account |
Interest capitalised annually |
0,00% |
Minimum amount required for interest calculation |
2.000,- PLN |
Interest capitalisation |
at the end of every month |
Type of interest rate |
flexible |
PLN traditional flexible interest deposit - not in the offer |
deposit amount in PLN |
1 month |
2 months |
3 months |
6 months |
9 months** |
12 months |
2.000 - 4.999,99 |
2.30% |
2.40% |
2.50% |
2.50% |
2.50% |
2.50% |
5.000 - 9.999,99 |
2.40% |
2.50% |
2.60% |
2.60% |
2.60% |
2.60% |
from 10.000 |
2.50% |
2.60% |
2.70% |
2.70% |
2.70% |
2.70% |
For deposits over PLN 25,000 |
Interest possible to be negotiated* |
deposit is accepted as based on conditions and regulations concerning negotiable deposit for natural persons |
Other conditions |
Minimum amount |
2.000,- PLN |
Type of interest rate |
flexible |
Interest for disposal |
after deposit maturity |
Interest lowered |
1% after 3 months of agreed period duration |
Renewal |
for the same period, based on conditions valid on the day of renewal |
Attention! |
** Bank does not accept 9 month deposits since 31.03.2004 |
From 19.05.2005 PLN flexible interest traditional deposits are not opened. Interest provided in the table is valid for existing deposits |
Foreign currency flexible-interest term deposits - not in the offer |
USD |
period / amount in USD |
3 months |
6 months |
12 months |
1.000 - 4.999,99 |
0.40% |
0.45% |
0.50% |
from 5.000 |
0.45% |
0.50% |
0.60% |
EUR |
period / amount in EUR |
3 months |
6 months |
12 months |
1.000 - 4.999,99 |
1.00% |
1.15% |
1.25% |
from 5.000 |
1.20% |
1.30% |
1.40% |
Other conditions |
Minimum amount |
1.000 USD / 1.000 EUR |
Type of interest rate |
Flexible |
Interest for disposal |
interest for disposal after deposit term end |
Interest lowered |
deposit closure before 3 months - 0.00 %
deposit closure w USD after 3 months - 0.10 %
deposit closure w EUR after 3 months - 0.10 % |
Renewal |
for the same period, based on conditions valid on the day of renewal |
From 19.05.2005 foreign currency flexible interest traditional deposits are not opened. Interest provided in the table is valid for existing deposits |
PLN 24 FIX Deposit - not in the offer |
Deposit duration period |
Interest |
24 weeks |
2.50% |
Other conditions |
Minimum deposit amount |
5.000,- PLN |
Type of interest rate |
fixed |
Interest for disposal |
after deposit maturity |
Interest lowered |
50% of the contracted interest |
Renewal |
for the same period, based on conditions valid on the day of renewal |
No new deposits opened (from 16.01.2003) |
PLN 24 deposit - not in the offer |
Deposit duration period is the multiplicity of one year period |
Interest |
1 year, 2 years, 3 years ... up to 24 years |
3.50% |
Other conditions |
Minimum deposit amount |
5.000,- PLN |
Type of interest rate |
flexible |
Minimum deposit period, after which the Client has the right to withdraw funds accumulated on the deposit with full interest |
24 weeks |
Type of interest rate |
flexible |
Possibility to freely dispose with the arisen interest |
§ Interest can be capitalised after every 6 months of deposit duration ( interest can be calculated in the moment of deposit closure)
or
§ Paid after every 6 months to the account appointed by the Client or non interest bearing account |
Interest lowered |
In case of deposit closure before minimal deposit duration time - 50% of contracted interest |
Attention! |
No new deposits opened (from 31.03.2004) |
The remaining economical conditions of the deposit products in Deutsche Bank PBC S.A. |
1. Current account interest (a`vista) in PLN bearing flexible interest not available in the present Deutsche Bank PBC S.A. offer equals 0.10% |
2. The interest of all foreign currency deposits and current accounts bearing flexible interest not available in the present Deutsche Bank PBC S.A. offer equals respectively: |
§ for foreign currency current accounts (a`vista) - 0,10% |
§ for foreign currency term deposits - 0,20% |
3. The interest of all renewing foreign currency deposits bearing fixed interest not available in the present Deutsche Bank PBC S.A. offer equals 0.20% |
4. From January 16, 2003 FIX 24 deposits are not opened for natural persons |
5. From March 31, 2003 systematic saving deposits are not opened for natural persons |
6. Od dnia 20.06.2003 nie są otwierane programy inwestycyjno ubezpieczeniowe |
7. Products mentioned in points 4-5 (opened before the date of the product withdrawal) are subject to the interest specified in the table |
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